By News Desk 
If you’re planning a train journey but don’t have the funds available at the moment, there’s good news. IRCTC has introduced a new feature called ePayLater, allowing passengers to book train tickets immediately and pay later within 14 days—no upfront payment required.
What Is ePayLater?
ePayLater is a digital payment option now available on the IRCTC website and mobile app. It lets users book tickets for trains, flights, and tour packages instantly, while giving them up to 14 days to complete the payment—all without any interest.
You don’t need to enter card details or load your wallet in advance. The process is quick, simple, and completely digital.
Where Can You Use ePayLater?
1. Train Ticket Booking
Whether you’re booking a regular or Tatkal ticket, you can choose ePayLater to confirm your booking instantly and pay afterward. Given that over 100,000 Tatkal tickets are booked daily through IRCTC, this feature is a major relief for many travelers.
2. Flight Bookings
You can also use ePayLater for booking domestic or international flights through IRCTC’s official website or mobile app (available for both iOS and Android).
3. IRCTC Tour Packages
Planning a holiday? You can use ePayLater to book IRCTC tour packages—both domestic and international—without immediate payment. The bill can be settled within 14 days of booking.
How Does It Work?
Here’s a simple step-by-step process:
- Log in to your IRCTC account via the website or mobile app.
- Select your desired train, flight, or travel package.
- At the payment page, choose ‘ePayLater’ as your payment option.
- Your booking will be completed instantly, and you’ll get 14 days to make the payment.
Supporting Digital and Cashless India
This initiative is part of IRCTC’s efforts to support Digital India and promote a cashless economy. Launched in collaboration with Arthashastra Fintech Pvt Ltd, the service allows users to book tickets without using credit/debit cards or internet banking—making it accessible even to those without traditional digital payment tools.
Final Thoughts
IRCTC’s ePayLater is a game-changer for frequent travelers and those who might face temporary financial constraints. With zero interest and a 14-day payment window, it brings convenience, flexibility, and encourages the adoption of digital transactions across India.