By News Desk 
Punjab National Bank (PNB), the country’s second-largest public sector bank, has rolled out a limited-time retail loan campaign titled “PNB Nirmaan 2025.” This special initiative is designed to offer additional interest rate concessions on top of standard rates for customers applying for retail loans. The campaign will run for one month, concluding on June 20, 2025, giving borrowers a unique opportunity to save more.
Where Can You Avail the Loan?
Customers can access the benefits of this campaign through PNB’s extensive branch network across India. For added convenience, the bank has also made the offer available on its digital platforms, including the PNB One mobile app and the official PNB website.
Loan Types Covered Under the Campaign
The PNB Nirmaan 2025 campaign covers a range of popular retail loan products, including:
- Home Loans
- Car Loans
- Education Loans
What Benefits Are Being Offered?
Under this special promotion, customers applying for home or car loans will enjoy the following perks:
- Zero Processing Fee
- No Documentation Charges
In addition, customers who apply for home loans above a specified amount will receive free legal and valuation services, including a Non-Encumbrance Certificate (NEC) from a certified advocate.
Additional Interest Rate Discounts
According to details shared by PNB, during the duration of the campaign, applicants will receive an additional concession of 5 basis points (bps) on the prevailing interest rates. This added reduction is aimed at making borrowing even more affordable.
This campaign offers a golden opportunity for individuals looking to finance a home, vehicle, or education with lower costs and better benefits. If you’re planning to take out a loan soon, this limited-time offer from PNB is definitely worth considering. Let me know if you’d like a quick comparison with offers from other banks!