If you are planning to venture into dairy farming, poultry farming, goat rearing, or any other animal husbandry business, then the Animal Husbandry Loan Scheme 2025 can be a game changer for you. This government-backed scheme provides financial assistance of up to Rs 10 lakh without the need for collateral. In this guide, we will explore the eligibility criteria, interest rates, required documents, and the application process in detail.
Key Features of the Animal Husbandry Loan Scheme 2025
✔ Loan Amount: ₹1 lakh to ₹10 lakh
✔ Interest Rate: 4% to 7% (varies based on bank policies and credit score)
✔ Loan Tenure: 5 to 7 years
✔ Collateral Requirement: None (for loans up to ₹1.6 lakh)
✔ Subsidy: Ranges between 25% and 50%
✔ Participating Banks: SBI, PNB, Bank of Baroda, Gramin Banks, and others
Who is Eligible for the Animal Husbandry Loan?
✅ The applicant must be an Indian citizen
✅ Age requirement: 18 to 55 years
✅ Open to farmers, self-employed individuals, dairy entrepreneurs, and startups
✅ Higher chances of approval with a credit score of 750+
✅ Additional benefits and subsidies for SC/ST applicants and women farmers
Documents Required for the Loan Application
📌 Identity Proof: Aadhaar card, PAN card, Voter ID
📌 Address Proof: Ration card, electricity bill, bank statement
📌 Income Proof: Bank passbook, Income Tax Return (ITR)
📌 Business Plan: Details of dairy farming, goat rearing, or poultry farming
📌 Bank Account Details: Required for loan disbursement
Loan Amount and Government Subsidy
| Loan Amount | Subsidy Percentage |
|---|---|
| ₹1 lakh – ₹3 lakh | 25% (33% for SC/ST) |
| ₹3 lakh – ₹5 lakh | 35% (40% for women farmers) |
| ₹5 lakh – ₹10 lakh | 50% (for animal husbandry startups) |
How to Apply for the Animal Husbandry Loan
Online Application Process
1️⃣ Visit the official PM Kisan Animal Husbandry Scheme website.
2️⃣ Navigate to the “Animal Husbandry Loan” section and click on “Apply Now.”
3️⃣ Enter your details such as name, mobile number, state, business type, and required loan amount.
4️⃣ Upload all necessary documents and submit the application.
5️⃣ The bank will verify the submitted documents.
6️⃣ Upon approval, the loan amount will be credited directly to your bank account.
Offline Application Process
1️⃣ Visit the nearest bank branch or NABARD office.
2️⃣ Fill out the animal husbandry loan application form and attach the required documents.
3️⃣ The bank officials will review your documents and process your request.
4️⃣ Once approved, the loan amount will be transferred to your bank account.
Banks Offering Animal Husbandry Loans
✔ State Bank of India (SBI)
✔ Punjab National Bank (PNB)
✔ Bank of Baroda (BOB)
✔ NABARD-affiliated cooperative banks
✔ Rural and private banks like HDFC and ICICI
Benefits of the Animal Husbandry Loan Scheme
✅ Low-interest loan options
✅ No collateral required for loans up to ₹1.6 lakh
✅ Government subsidy ranging from 25% to 50%
✅ Financial support for dairy, goat, and poultry farming
✅ Flexible repayment tenure of 5 to 7 years
Conclusion
For those looking to establish or expand their dairy, goat, or poultry farming business, the Animal Husbandry Loan Scheme 2025 provides a tremendous opportunity. With government-backed financial assistance of up to ₹10 lakh, low interest rates, and substantial subsidies, this scheme ensures that you can grow your business without financial hurdles.
👉 Don’t wait! Visit your nearest bank or apply online today to take your animal husbandry venture to the next level!