There are many small businessmen across the country who want to grow their work but they always face the problem of cost, in such a situation, now a special scheme of the Central Government is also ready to help those people, Pradhan Mantri Vishwakarma Yojana, under this, a loan of up to ₹ 300000 is easily available at an interest rate of only five percent and the most special thing is that there is no need to mortgage anything.
What is PM Vishwakarma Yojana?
PM Vishwakarma Yojana is one of the important Kashi schemes being run by the Central Government, its purpose is to provide financial assistance to small craftsmen or artisans. Which was started on 1 February 2023, while due to this scheme, free training and loan is to be given for employment at affordable interest rate.
Talking about the information of the house, in this scheme, ₹ 500 is also given daily during the training, along with this, an amount of up to ₹ 15000 is also given through bank transfer to buy the toolkit. This scheme is being run by the Ministry of Micro, Small and Medium Enterprises.
Loan is easily available under the scheme
If you are also a small businessman, then you can take advantage under PM Vishwakarma Yojana because in this scheme, the beneficiaries easily get a loan of up to ₹ 300000. This amount is given in two phases. In the first phase, a loan of up to ₹ 100000 is given by the government, whose duration is kept for 18 months, after that for the second phase, a loan of up to ₹ 200000 is given, whose duration is kept for 30 months. The interest rate of only 5% is applicable on this loan.
How to apply in PM Vishwakarma Yojana?
- To apply, one has to visit pmvishwakarma.gov.in.
- Aadhar card verification has to be done and eKYC has to be completed.
- Now you have to verify from the CSC center.
- After this, the digital certificate and identity card have to be downloaded.
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