There’s a significant update for UPI users across India. The National Payments Corporation of India (NPCI) has announced a crucial change to the Unified Payments Interface (UPI) system that will take effect from June 16, 2025. This update is aimed at drastically reducing transaction processing times and enhancing the overall user experience.
Key Changes: Faster Response and Transaction Times
Under the new guidelines:
- Status checks and payment reversals will now be completed in just 10 seconds, down from the current 30 seconds.
- Request Pay and Response Pay services will respond within 15 seconds, improving upon the previous 30-second window.
- Address verification time will also be reduced to 10 seconds.
NPCI has instructed banks and payment service providers (PSPs) to upgrade their systems to comply with these updated timelines and ensure seamless UPI performance.
Why This Change Matters
The decision comes in response to multiple UPI outages that occurred earlier in April. Major disruptions were reported on March 26, April 2, and April 12, affecting millions of users. Following these incidents, Finance Minister Nirmala Sitharaman urged all stakeholders to address infrastructure gaps, strengthen cybersecurity, and enhance the end-user experience.
About UPI
UPI is a real-time payment system developed by NPCI, a body regulated by the Reserve Bank of India (RBI). It enables instant money transfers between bank accounts using mobile devices and has become the backbone of India’s digital payment ecosystem.
This upcoming change is expected to make UPI faster, more reliable, and user-friendly, reinforcing its position as a world-leading digital payment solution.