By News Desk 
Punjab National Bank (PNB) has introduced an exclusive scheme for its loyal account holders, under which eligible customers can receive up to ₹1 lakh directly in their bank accounts. This facility is part of the PNB Pre-Approved Loan offer, designed especially for long-standing customers who meet the bank’s eligibility criteria.
Who Is Eligible for This Scheme?
Only those PNB customers who fulfill the following conditions can benefit from this scheme:
- They must have been associated with the bank for a long time.
- Their KYC (Know Your Customer) details must be completed and up to date.
- Their bank account should be active with regular transactions.
- They must consistently comply with all banking norms.
If these criteria are met, PNB may automatically credit up to ₹1 lakh to the customer’s account without requiring any formal loan application.
How Will the ₹1 Lakh Be Disbursed?
- The bank will transfer the loan amount directly to the eligible customer’s account on a specified date.
- There is no need for customers to apply separately for this benefit.
- PNB will identify eligible customers and process the transfer automatically.
Are You Eligible?
To qualify for this benefit, customers must meet all three of the following requirements:
- Have an active PNB bank account.
- Ensure their KYC is complete and valid.
- Be a long-term PNB customer.
If you meet these conditions, you could receive up to ₹1 lakh without any hassle, making this scheme a great financial opportunity.
Need Funds Immediately? Apply for PNB Personal Loan
In addition to the pre-approved loan scheme, PNB also offers Personal Loans of up to ₹1 lakh for those who need urgent financial support. These loans come with simple eligibility conditions and minimal documentation.
Eligibility Criteria for PNB Personal Loan:
- Age: 21 to 58 years
- Minimum Monthly Income: ₹15,000
- Active PNB bank account
- A good credit score
Required Documents:
- Identity Proof: Aadhaar Card, PAN Card
- Address Proof: Voter ID, Electricity Bill
- Income Proof: Salary Slip, Bank Statement
- Passport-size Photograph
How to Apply:
- Visit PNB’s official website.
- Navigate to the ‘Personal Loan’ section.
- Fill out the online application form and upload the required documents.
- Submit the form — once verified, the loan amount will be credited to your account.
Benefits of PNB Personal Loan:
- Fast, paperless process
- No guarantor or collateral required
- Flexible EMI options
- Prepayment facility available
Conclusion
PNB’s latest initiative offers a significant financial advantage to its long-term and loyal customers. If you maintain an active PNB account and meet the eligibility criteria, you could receive up to ₹1 lakh without any paperwork. For those in urgent need of money, the PNB Personal Loan option is also a convenient and efficient solution.